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Ratings Methodology
TheCarInsuranceGuide.com has conducted pricing research on young drivers in the top metropolitan areas with the major insurance carriers. In addition, we've conducted interviews with agents to gather opinions on pricing and offering to young drivers by the major carriers. The comments and ratings of our young driver reviews is the product of this proprietary research. That said, auto insurance pricing can vary greatly and we recommend you get multiple quotes from different highly rated carriers.
Young Driver Ratings Highlights
Progressive
Our insurance agent respondents scored Progressive among the best carriers for young consumers. Given their high marks on claims handling as well as prices, this is a strong choice for any young driver. Definitely get a quote with them if you haven't already.
Gainsco
Gainsco could be a good option for young drivers, depending on your driving record as a whole.
Dairyland
Dairyland provides more competitive pricing to young drivers when compared to other carriers, which is a major plus. If you fall into this driver category, definitely get a quote from them.
Esurance
Our auto Insurance agent respondents thought Esurance was near the top when it came to young drivers. Esurance provides young drivers with competitively priced options when many other insurance companies won't provide a quote or at least a competitive quote.
Geico
GEICO is definitely worth getting a quote from if you are a young driver. Our Insurance agent respondents rate them as one of the top insurance companies for young drivers and our pricing research confirms this finding.
Lemonade
Although young drivers usually get stuck with high rates, Lemonade is known for having notably low-cost insurance, making them one of the best options to look into for this driver group.
Root Insurance
Age is a minor factor in Root's calculation of insurance prices -- they will insure younger drivers, so long as they do well on their initial driving behavior assessment.
USAA Auto
Given their focus on serving members of the military, who tend to be younger, USAA is a great option for drivers under 26. They offer great coverage at low rates for all age groups.
Elephant
They offer a quick quoting process and fairly competitive rates that could benefit drivers under 26, who might otherwise struggle to get insured.
Safe Auto
Young drivers should definitely look into Safe Auto, as they offer great rates to this driver type.
Novo
Your age won't affect your rates, so long as your driving history and current driving behavior are both good.
Clearcover
Clearcover is new and relatively unknown, their ability to write young drivers is as good as any other firm.
Clutch Insurance
Our auto Insurance agent respondents thought Clutch Insurance was very competitive when it came to young drivers. Clutch Insurance provides young drivers with competitively priced options when many other insurance companies won't provide a quote or at least a competitive quote.
Compare
Many carriers mean more options for consumers, and therefore good options for those that are young.
Direct Auto
Young drivers would do well by getting a quote from them, as Direct Auto does a great job of offering this driver group affordable rates.
Get My Quotes Now
Young drivers could benefit from using Get My Quotes Now because they make it easy to find the carriers willing to cover drivers under 26.
Insurify
Many carriers mean more options for consumers, and therefore good options for those that are young.
Jupiter
When it comes to rates for young drivers, Jupiter is one of the better options around. If you are in this driver category, definitely check out their policies.
Savvy Car Insurance
Drivers under 26 typically struggle when it comes to shopping for insurance, but Savvy makes it easy to save by comparing your current insurance policy to options with better prices.
The Zebra
Many carriers mean more options for consumers, and therefore good options for those that are young.
Mercury
If you're under 26, look into Mercury. They tend to offer this driver type competitive rates.
National Family Assurance
This is a great option for drivers under 26, new drivers, and teen drivers. National Family Assurance takes age into account when recommending carriers to drivers, and each result is selected carefully with this in mind.
The Rate Chopper
Having several options allows young drivers to research and choose a policy that serves their needs.
21st Century
Though this is not their typical demographic, 21st Century offers discounts for students, which can mean notable savings.
AAA Southern California
AAA may not be the best option for drivers 26 and under. While it's worth it to get a quote and see, in general they tend to favor older drivers with long, clean driving records.
Agile Rates
Many carriers mean more options for consumers, and therefore good options for those that are young.
Allstate
While this is by no means their target demographic, our research indicates that Allstate has surprisingly low rates for young drivers, at least when compared to other premium carriers. If you are under 26, we recommend getting a quote from them and comparing it to the rates offered by a few other carriers.
Liberty Mutual
Young drivers may struggle to get a competitive quote from Liberty, but it is possible. If you are interested in their coverage options, try getting a free quote just to see what they have to offer.
Plymouth Rock Assurance
When it comes to young drivers, Plymouth Rock comes in at the middle. For parents adding their child to an existing policy, new driver discounts can help offset any added expenses. Getting a quote from them is the best way to see how much you can expect to pay.
Metromile
Metromile heavily favors those consumers who have a proven history of driving, so if you are a young driver without much driving experience, you will likely not find Metromile to be the best choice.
Travelers
While Travelers is a great company to work with in general, young drivers may not be able to get a competitive rate with them as they are not part of their target customer base.
Infinity
Infinity is very competitive in this category. While many other companies may not even give these drivers a quote, Infinity provides affordable policies with fairly good coverage to young drivers.
Answer Financial
As many carriers will be suggested and their policies will vary, young drivers will find competitive plans that fit their situation.
AutoInsurance.org
Younger drivers will find a good plan for their needs among the many options suggested.
Best Auto Insurance
Given how many quote options will be made available, young drivers are sure to find at least one that works.
Car Insurance MKT
Having many options to choose from will benefit young drivers, as they can expect to find one that fits.
Cheaper-Quotes.com
Young drivers typically struggle to find insurance, but Cheaper Quotes makes the process easier by aggregating multiple carrier quotes in one place.
Comparisons.org
If you are a driver under 26 and you've been struggling to find insurance due to your age, consider using comparisons.org to compare several quotes in one place easily.
Everquote
As they provide multiple results, drivers under 26 are likely to find good options through EverQuote.
FinanceBuzz
As traditional insurance shopping methods can be difficult and time consuming, young drivers will likely appreciate the convenience FinanceBuzz has to offer.
Finder
Younger drivers can take advantage of having lots of options, as they can research each one and find one that matches their situation.
Insurance Rates for Less
As this site provides more than one carrier option, young drivers can expect reasonable prices.
InsuranceHoney
Young drivers can expect to find the right match for their needs among the many options suggested.
National Auto Quotes
Young drivers are usually charged higher rates for insurance, but National Auto Quotes makes it easier to find adequate coverage at reasonable rates for all driver types.
Otto Insurance
Drivers under 26 typically struggle to find affordable insurance options. By letting Otto do the comparison work for you, insurance shopping can be a whole lot easier.
Provide Insurance
Young drivers can look through the options offered and choose one that works with their needs.
Quote By Zip
As many insurance options will be offered, young drivers can find the right plan at a good value.
SavingsJoy
Young drivers can expect to find the right match for their needs among the many options suggested.